Meet Christian Nye

Attentive and Professional in every Transaction. Ready to assist you with all of your Real Estate Needs!

Listing, Buying, Leasing Call Christian Nye! 330-323-1754

First Time Home Buyers Welcome!

ALL THE STEPS TO PURCHASING A HOME

1.) A PRE-APPROVAL LETTER FROM A LENDER OF YOUR CHOICE 

• THIS WILL ALLOW YOU TO KNOW HOW MUCH MONEY YOU CAN SPEND FOR A HOME. 

• THE LENDER WILL USUALLY RUN A CREDIT REPORT ON YOU, LETTING YOU KNOW IF THERE ARE ANY PROBLEMS. IF SO YOU CAN CLEAR THEM UP BEFORE YOU FIND A HOME. THIS WILL SAVE 2-3 WEEKS TIME. 

     CALL CHRISTIAN NYE FOR A LIST OF LENDERS!

2.)

ONCE YOU ARE APPROVED CALL CHRISTIAN NYE AND HAVE HIM HELP YOU FIND THE HOME OF YOUR DREAMS. HE WILL HAVE YOU FILL OUT A CONSUMER GUIDE AND A BUYER AGREEMENT FORM. 

3.)

ONCE YOU HAVE FOUND A HOME YOU WILL BE REQUIRED TO FILL OUT A PURCHASE AGREEMENT, WHICH WILL BE PRESENTED TO THE SELLER. YOU WILL ALSO FILL OUT A PROPERTY DISCLOSURE FORM, LEAD BASE PAINT FORM, AGENCY DISCLOSURE, AND A HOME INSPECTION FORM. THESE WILL BE EXPLAINED TO YOU BY CHRISTIAN. ALL BUYERS FILL THESE FORMS OUT. 

4.)

YOU WILL BE REQUIRED TO HAVE A DEPOSIT CHECK, TO BE SENT WITH YOUR PURCHASE AGREEMENT USUALLY IN THE AMOUNT OF $200.00 TO $1000.00 DEPENDING ON THE PURCHASE PRICE OF THE HOME. THIS WILL BE DEDUCTED FROM THE PURCHASE PRICE, AT THE TIME OF CLOSING. I ENCOURAGE YOU TO HAVE ANY INSPECTIONS OF YOUR CHOOSING ON THE PROPERTY.

5.)

THERE MAY BE SOME NEGOTIATION. ONCE THE AGREEMENT IS ACCEPTED BY BOTH BUYER & SELLER YOU WILL THEN MAKE FINAL APPLICATION TO YOUR LENDER. SOME LENDERS HAVE AN APPLICATION FEE AND APPRAISAL FEE CHARGE, YOU WILL NEED TO PAY. 

6.)

YOU WILL BE REQUIRED TO HAVE 1 YEAR OF HOMEOWNERS INSURANCE PAID BEFORE CLOSING. CALL CHRISTIAN NYE FOR YOUR HOMEOWNERS QUOTE!

7.)

THE ENTIRE TRANSACTION FROM APPLICATION TO THE DATE OF CLOSING USUALLY TAKES 30 TO 60 + DAYS. 

8.)

IT IS VERY IMPORTANT THAT WHEN YOU ARE ASKED TO SUPPLY ANY INFORMATION TO THE LENDER OR MAKE ANY INSPECTIONS THAT YOU DO SO IN A TIMELY MANNER. EVERY DAY COUNTS IN MEETING YOUR CLOSING DATE. 

PLEASE CALL CHRISTIAN NYE WITH ANY QUESTIONS 

330-323-1754